A 790 FICO score sits in the 740-799 'very good' band and clears the 740+ threshold lenders use for their best published pricing. This page breaks down what that unlocks on mortgages, auto loans, credit cards, insurance and rentals.
It also covers the five things that usually cap a score below 800 - statement-date utilisation, thin credit mix, average account age, an old late payment, and an unnoticed report error - and which of them you can act on this month.