The editorial team researches and reviews every guide on Built By One, working from primary sources — the Fair Credit Reporting Act, CFPB guidance on disputes and collections, FTC identity-theft procedures, IRS publications and published credit bureau policy.
Standards
Primary sources only for rules, timelines and thresholds.
Numbers stated as ranges when outcomes depend on your file.
Second-editor review before publishing; every link verified.
Re-review at least twice a year, or immediately when a rule changes.
Corrections made in place, with the last-updated date refreshed.